Business Scope

Financial leasing services

Engaging in a financial lease allows small and medium businesses to purchase expensive equipment without carrying the associated substantial initial cost.  Huiyin purchases the equipment, the business leases the equipment over a number of years with monthly rental payments and has the option to purchase the equipment at the expiry of the lease term.  The benefits of financial leasing to small and medium business are numerous.  Generally payments do not start until the equipment is delivered to the business.  The business is able to take advantage of the economic benefits of the equipment without having to purchase the asset outright so that working capital is conserved and therefore cash flow is improved.   Protection against obsolescence in the fast moving world of technology increases.  Repayments are flexible and pre-arranged into manageable sums so suit all levels of collateral, significantly reducing the risk to both parties.  The rental payments made during the lease term provide tax benefits as they can be treated as expenses.

Sale leaseback arrangements have increased in popularity over the past ten years.  A business sells assets such as property, machinery or equipment to Huiyin and leases it back from them over a longer term.  Traditionally seen as a means to replace cash flow based bank financing, sale-leasebacks are now recognised as a means to improve balance sheets and give tax benefits.  Selling assets such as machinery, construction related vehicles and other industrial equipment enables a business to realise the cash in their assets and then lease them back, whilst still benefiting from their economic output.

Financial advisory services

Huiyin provides business and financial solutions to customers through an advisory service.   Prospective and existing customers often need advice and assistance with the financing options available as well as with the selection and management of their leased asset.  This advisory service is tailored to be sensitive to each customer’s needs.  By focusing on the specific requirements of each customer within their industry we are able to implement a value added service.  The in-depth analysis we can give our customers of their business and financial options is mutually beneficial.  The customer’s business is run more efficiently and profitably which in turn strengthens their financial leasing power.